AML/CTF Compliance Centre

Book a Demonstration

Smarter compliance. More confidence. Less duplication

Meet your Tranche 2 obligations fast, simple, and seamless, without disrupting your workflow.

With AML/CTF Tranche 2 coming into effect from March 2026, real estate agents will face new onboarding, verification and reporting requirements. But compliance doesn’t have to mean more admin.

The smartest way to meet your obligations? Use Reliance.

Leverage reliance to reduce workload

Agents must onboard clients and report to AUSTRAC. You can meet these obligations either by leveraging Reliance or completing checks yourself.

Reliance is fully permitted and recommended, while agents retain ultimate responsibility for compliance.

Option one: Use Reliance

Rely on another Tranche 2 entity, such as lawyers or conveyancers, to complete client onboarding checks. Verified client checks can be conveniently shared to the Securexchange Compliance Centre through InfoTrack or uploaded from external providers.

Option two: Self complete

Independently manage all Know Your Client (KYC), customer due diligence, risk assessments and generate an AML report.

Your key AML/CTF obligations as a Tranche 2 reporting entity:

Enrol with AUSTRAC

The Securexchange Compliance Centre makes it simple for agencies to get registered and stay compliant: 

  • Step-by-step instructions for completing AUSTRAC’s Business Profile Form
  • Direct link to AUSTRAC’s enrolment portal
  • Safe storage for forms, confirmations and correspondence
  • One central spot for future updates

Everything your agency needs to stay correctly registered and audit-ready, all in one place.

Onboard your agency and people

The Compliance Centre helps agencies meet Tranche 2 obligations quickly and consistently:

  • Agency risk assessment – guided digital workflow to assess and manage your AML/CTF risks
  • AML/CTF program – create and maintain policies covering governance, due diligence and compliance responsibilities
  • Staff training – access complete modules with videos, quizzes and progress tracking
  • Personnel checks – verify staff involved in AML activities with a simple workflow

Onboard your customers

The Compliance Centre guides your agency through every step of Tranche 2 obligations:

  • Onboarding Questionnaire – pre-filled where possible, with smart logic to ask the right KYC questions based on risk.
  • Customer Due Diligence – VOI, PEPs, sanctions, adverse media and the questionnaire all in one bundle; Enhanced Due Diligence (e.g. Verification of Funds) is available if needed.
  • Customer Risk Assessment – automatically generates a clear risk rating and flags any need for escalation.
  • AML report – consolidated, audit-ready report that can be stored or shared with third parties.
  • Reliance support – securely share or rely on checks done by lawyers, conveyancers or other parties to reduce duplication and save time.

Report to AUSTRAC

Tranche 2 entities must report certain clients and activities to AUSTRAC. The Compliance Centre lets you:

  • Generate transactional reports – Suspicious Matter Reports, Transaction Threshold Reports and more, pre-filled where possible, sent directly to AUSTRAC and stored for audit
  • Submit your Annual Compliance Report – quickly create and send the ACR via the Compliance Dashboard in just a few clicks

Report keeping

Record keeping is the backbone of AML/CTF compliance. AUSTRAC requires real estate professionals to maintain clear, complete and auditable records of every step taken, from onboarding customers to reporting suspicious activity.

With Securexchange, there’s automated, end-to-end record keeping inside the Compliance Centre, ensuring real estate professionals meet AUSTRAC’s retention requirements. All data is tracked via an activity log and stored for 7 years inside the Compliance Centre.
  • 3-31 March
  • Real Estate Agents
Register Now

Features and benefits

All-in-one compliance, made simple
Everything your agency needs to meet AML/CTF obligations is in one place – no extra tools, no piecing things together.
Fits right into your workflow
AML/CTF lives inside Securexchange. No new platforms to learn, no switching apps, and no duplicate data entry.
Use reliance to save time
The Compliance Centre lets you securely rely on AML/CTF checks already completed by other Trance 2 entities in a transaction, reducing duplication and keeping deals moving faster.

Stay ahead without extra effort

If you’re already using Securexchange, you’ve got a head start on the Onboarding & VOI. Identity checks, records and workflows form the foundation of your AML/CTF obligations – making the transition seamless.
Complimentary to use
There are no subscriptions or additional platform fees. The AML/CTF Compliance Centre is complimentary to use.
Book a Demonstration

Resources

eBook: Your 5-step guide to AML Compliance

Ready-Set-Go: AML/CTF Roadshow

AML/CTF solutions brochure

AUSTRAC website

Frequently Asked Questions

We’re hitting the road. We’ll come to your city, sit with your team, answer your questions, and train you live. That’s confidence you can’t replicate from afar.

Tranche 2 is the next phase of AML/CTF regulatory obligations in Australia, coming into effect in 2026. It expands compliance requirements to cover additional professionals and activities that were not fully included under Tranche 1. This includes certain property transactions, complex onboarding of clients, and reporting obligations when handling client money. Professionals captured under Tranche 2 include lawyers, conveyancers, accountants, and real estate agents involved in these activities. Organisations must ensure they meet these requirements to remain compliant with AUSTRAC regulations.

Tranche 2 obligations are expected to take effect in 2026. Organisations should start preparing now to ensure compliance.

AML/CTF stands for Anti-Money Laundering and Counter-Terrorism Financing. It is designed to prevent illegal funds and terrorism financing from entering the financial system.

AUSTRAC are expected to release the starter packs in January 2026.

Non-compliance with Tranche 2 can lead to civil and criminal penalties under AUSTRAC regulations, including fines and reputational risk. However, AUSTRAC has indicated that during the first year of Tranche 2, they do not anticipate issuing substantial fines.

This will vary depending on the services provided. Generally, any activity involving handling client money or property transactions may now fall under AML obligations.